Privacy Policy
Effective August 15, 2026
Executor Economy operates as a private educational and administration practice. We respect the trust you place in us when you share your information. This policy explains what we collect, why we collect it, and the choices you hold over it. We keep the practice simple: we ask only for what the work requires, and we do not sell it.
1. Information We Collect
We collect information you provide directly when you subscribe to our insights, request a consultation, contact us, or begin a framework. This typically includes your name, email address, and any details you choose to share about your situation. When you book time with us, we record your requested date and contact preferences.
When you purchase a framework, payment is settled on the public XRP Ledger. We receive the transaction reference and the ledger address associated with your payment, along with the invoice and fulfillment records tied to your account. We do not collect or store card numbers or bank credentials.
2. How We Use Your Information
We use your information to respond to your inquiries, schedule and hold consultations, deliver the educational materials and structures you request, send you the insights you subscribed to, and keep accurate administrative records of our work together. We may use it to improve our education and to communicate updates relevant to what you have asked for.
3. Web Analytics
We run a first-party analytics beacon on our own servers to understand which pages are read and how visitors move through the site. This records anonymized page views and referral sources. We do not run third-party advertising trackers, and we do not sell or share this data with ad networks.
4. Email Communications
When you subscribe or contact us, we may enroll you in an educational email sequence. Every message includes a way to unsubscribe, and you can opt out at any time. Once you unsubscribe, we stop sending you that sequence.
5. How We Share Information
We do not sell your personal information, and we do not share it for cross-context behavioral advertising. We share it only with the service providers that help us operate, and only to the extent each one needs to perform its service. We may disclose information when required by law or to protect the rights and safety of the foundation and those we serve.
| Provider | What it does | What it receives |
|---|---|---|
| DigitalOcean | Hosting for the application and database | Everything we store |
| SendGrid | Email delivery | Email address, message content |
| Twilio | Text messages, when you opt in | Phone number, message content |
| Stripe | Card checkout, where offered | Card details, held by Stripe — never by us |
| Anthropic | Document drafting and analysis | The content of what you asked us to prepare or review |
| Pinata | Storage for files you choose to anchor | Only what you upload to the proof flow |
6. Data Retention
We keep your information for as long as your relationship with the foundation is active and as long as needed to fulfill the purposes described here, meet our record-keeping obligations, and resolve any disputes. When it is no longer needed, we remove it.
7. Your Rights, and How to Exercise Them
Several states — California, Colorado, Connecticut, Virginia, Utah, and a growing list of others — give their residents specific rights over personal information. Rather than sort people by where they live, we run one process for everyone. Here is what you can ask for:
Know and access
A copy of the personal information we hold about you, the categories we collected, where it came from, why we have it, and who we shared it with.
Correct
Fix information that is wrong. Tell us what is wrong and what it should say.
Delete
Erase what we hold, except records we are required to keep — dispute correspondence and financial records carry retention obligations we cannot waive. We will tell you exactly what we kept and why.
Portability
Receive your information in a portable, machine-readable format.
Opt out of sale or sharing
We do not sell personal information and we do not share it for cross-context behavioral advertising. There is nothing to opt out of, and we will confirm that in writing on request.
Opt out of profiling
We do not make decisions that produce legal or similarly significant effects about you by automated means. Where automation does the work, here is the honest split: dispute letters are drafted for you and wait in your portal until you approve each one, and nothing is mailed until you do. Documents you order are generated at your direction and delivered to you automatically — no person reads yours first unless you ask. Every generated document passes an automated doctrine screen, and one that still fails after a corrective pass is delivered carrying a review-required notice on its face rather than quietly. If you would rather a person review yours before you receive it, ask and we will hold it.
Limit use of sensitive information
We use consumer-report information only to do the work you asked for, and never for any secondary purpose.
Appeal
If we deny a request, you can appeal by replying to our decision. We will answer the appeal in writing within 45 days and tell you how to reach your state Attorney General if you are still not satisfied.
How to make a request
Email chieftainbeloved@gmail.com with "Privacy Request" in the subject line, and tell us which right you are exercising. That single address is the request path — there is no form to hunt for and no account you have to create.
Verification. Before we hand over or delete anything, we confirm you are who you say you are. Usually that means replying from the email address already on your record, or answering a question about information only you would know. We ask for the least we can. If we cannot verify you, we will say so rather than guess.
Timing. We acknowledge your request within 10 days and answer it within 45 days. If it is genuinely complex we may take one additional 45 days, and we will tell you before we do, with the reason.
Authorized agents. Someone may make a request on your behalf. We will ask for written permission signed by you, and we will still verify you directly.
No retaliation. Exercising any of these rights costs you nothing and changes nothing about the service you receive, the price you pay, or how we treat you.
One limit, stated plainly. Some records we cannot delete on request. Dispute correspondence, the proof of what was mailed on your behalf, and our financial records carry retention obligations under consumer-protection and tax record-keeping rules. When that applies, we delete everything we can, keep only what the obligation requires, tell you exactly what stayed and why, and delete that too when the retention period ends.
8. Security
We maintain a written information security program: a documented risk assessment, named safeguards, vendor oversight, testing on a schedule, and an incident-response plan. It is reviewed at least annually and after any material change to our systems.
Concretely: traffic to this site is encrypted in transit. The sensitive fields of a consumer-report analysis are sealed at rest with AES-256-GCM envelope encryption, with a separate key and a per-record nonce, so a stolen file is not a readable file. Access to production is limited to the operator, over key-based authentication. Dependencies, secrets, and public endpoints are scanned on a recurring schedule. Backups run nightly and the restore path is documented.
We say what is true about the rest, too. There is one operator, and multi-factor authentication is not yet enabled on the administrative login — it is the top item on our own security backlog. No method of transmission or storage is perfectly secure, so we cannot guarantee absolute security. If information we hold is ever breached, we follow a written notification plan and we tell the people affected.
9. Financial Privacy (GLBA)
Because we help people dispute items on their consumer reports for a fee, we treat Executor Economy LLC as a financial institution under the Federal Trade Commission's Safeguards Rule, 16 C.F.R. Part 314, and we hold ourselves to the information security program that rule requires. We take that position deliberately rather than waiting for someone to tell us it applies.
What that means for you: information you give us in connection with a dispute is used only to do that work. We do not disclose it to non-affiliated third parties for their own marketing, which means there is no financial-privacy opt-out for you to exercise — there is nothing to opt out of. When we dispose of consumer-report information, we destroy it, in line with the FTC Disposal Rule, 16 C.F.R. Part 682.
10. Children
Our education and services are intended for adults. We do not knowingly collect information from anyone under 18. If you believe a minor has provided us information, contact us and we will remove it.
11. Changes to This Policy
We may update this policy as our practices evolve. When we do, we will revise the effective date above. Continued use of the site after a change means you accept the updated policy.
12. Contact Us
Questions about this policy or your information can be sent to chieftainbeloved@gmail.com. We read every message.
Executor Economy operates as a private educational and administration practice. All content and services are for educational and administrative purposes only. Nothing on this site constitutes legal or financial advice.
Questions Before You Begin?
Book a private consultation and we will walk you through how the frameworks fit your situation, candidly, with a clear recommendation at the end.